ADR-002 — Enrollment identity-assurance tiers¶

Status: Accepted (2026-07-16).

Context¶

Not every enrolled subject carries the same evidentiary weight. A self-asserted enrollment and a union-vouched one should not look identical to an underwriter.

Decision¶

Tiered assurance on enrollment. Fiduciary-vouched is the premium tier and the intended fast-follow: once a workplace organisation becomes a fiduciary, its vouching turns it from an endorser into an entitlement root, not merely a signatory.

Consequences¶

• Gives insurers and studios a graded trust signal.
• Creates the concrete upgrade path that makes a union want to become a fiduciary.